Mike Hayes and Associates, Inc and its affiliates provide this service to you subject to the following notices, terms and conditions.

Copyright Notice

All web site design, text, graphics, layout and content contained in this web site are copyright © 2005 Mike Hayes and Associates, Inc. Many uses are permitted by this policy, but if your intended use of the content of this site is not expressly permitted herein, you may not reproduce, upload, post, transmit, download or distribute any content, or include this information on your own server or in your own documents; or modify or reuse the text or graphics on any of this web site without the written permission of Mike Hayes and Associates, Inc.

No content may be sold or used for any commercial purpose.

Any other use of materials on this web site, including reproduction for purposes other than those noted above, modification, distribution, transmission, display, or republication, without the prior written permission of Mike Hayes and Associates, Inc is strictly prohibited. For more information, please contact us.

Disclaimer

THIS WEB SITE IS PROVIDED BY MIKE HAYES AND ASSOCIATES, INC ON AN "AS IS" BASIS. MIKE HAYES AND ASSOCIATES, INC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEB SITE OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THIS WEB SITE. MIKE HAYES AND ASSOCIATES, INC WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEB SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

Applicable Law

This web site is controlled by Mike Hayes and Associates, Inc in the State of Tennessee, USA. As such, the laws of the State of Tennessee will govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our web site and these disclaimers, terms and conditions at any time.